I will act in a manner that is appropriate and courteous while on video with representatives from Affinity Plus Credit Union ("APFCU"). I shall not use language or gestures that are intended to harm, threaten, or demean. I understand using such actions can result in a ban from this service. When using this service, I will be dressed in a manner that would be consistent with being present in a physical branch. I shall not use this service while driving or operating machinery, and I understand that all risks, injury and harm associated with doing so are NOT the responsibility of APFCU. I shall indemnify, defend, and hold harmless APFCU from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs or expenses of whatever kind incurred by APFCU arising out of or relating to any claim, suit, action, or proceeding resulting directly and proximately from any such action.