Terms and Conditions

Terms of Use and eSignature Consent

Video Terms of Use

As a User of the financial service through Summit Credit Union, I agree to the following terms of use. I will act and engage in a manner that is professional and courteous while on video with representatives from the aforementioned organization. I shall not use language or gestures that are intended to harm, threaten, or demean. I understand using such actions can result in a ban from the video platform. When using the system, I will be dressed in such a way that would be consistent with being present in a physical branch. I shall not use this service while driving or operating other heavy machinery, and understand that all risks, injury and harm associated with doing so are NOT responsible by the aforementioned organization. If multiple parties are involved in a product purchase or service acquisition and signatures are required, I understand that all involved parties must be present. I understand that if I agree to the terms of use, and fail to meet the requirements as described above, the representative I am speaking with may terminate our current video session, and I will not be allowed to receive services from the aforementioned organization through this channel. The financial service will operate in good faith, and use just cause while evaluating potential abuse, but will not accept any liability from failure to read, understand, or follow the above-mentioned terms.

Electronic Signature & Consent

I hereby agree and understand that the signature I draw on the following screen is and will be utilized as a legally binding signature if I accept it and submit it to be used as such.

This eSign Disclosure and Consent provides the person(s) giving their consent below with information relating to your electronic receipt of Disclosures and Notices. By providing your consent, you agree that we may send you any and all Disclosures in an electronic form. When we wish to send you Disclosures electronically, we will send a Notice to the e-mail address that you have designated as the e-mail for the receipt of the Disclosures. We reserve right to send you any of the Disclosures in paper form instead of, in addition to, electronic form.

Types of Disclosures and Notices that will be Provided in Electronic Form.

The Disclosures may include disclosures and notices under the Federal Equal Credit Opportunity Act and Federal Regulation B, the Federal Truth in Lending ACT and Federal Reserve Regulation Z, the Federal Home Mortgage Disclosure Act and Federal Reserve Regulation C, the Internal Revenue Code, the Federal Homeowners Protection Act of 1998, The Federal Real Estate Settlement Act of 1974 and Department of Housing and Urban development Regulation X, the Federal Fair Credit Reporting Act, the Federal Fair Housing Act, the National Flood Insurance Act of 1968, the Federal Flood Disaster Protection Act of 1973, the Federal Electronic Funds Transfer Act and Federal Regulation E, the Federal Home Ownership and Equity Protection Act of 1994, the Federal USA PATRIOT Act of 2001 and Title V of the Federal Gramm-Leach-Billey Act together with all rules and regulation that implement the same, as well as all other applicable federal, state and local laws, rules, regulations and ordinances. The Disclosure also includes any other information, disclosure, and notices that we wish to provide you in connection the membership in any manner.

Your Right to Receive Paper Copies of the Disclosures.

You are not required to submit your Consent in order to submit an application for the membership. If you prefer not to provide your Consent, all of the Disclosures will be provided to you in paper form. If your consent is provided you may receive copies of the disclosures.

Your Right to Withdraw your Consent.

You have the right to withdraw Consent at any time. You will not be charged any fees as a result of the withdrawal of your Consent. If you withdraw your Consent, any Disclosures provided to you after the withdrawal will be provided in paper form.

Scope of Your Consent.

Your Consent applies to your receipt of Disclosures in connection with any financial institution disclosures.

Procedures to Withdraw Your Consent.

You may withdraw your consent to this Agreement at any time, free of charge by:
Calling us at:

800-236-5560
608-243-5000

or In person at your local branch office.

Change of Your Designated E-Mail Address.

It is important that you maintain a valid email address so that we may contact you regarding your accounts. You agree to maintain a valid email address and promptly notify us of any changes to your email address. You may update your email address by contacting us at:

800-236-5560
608-243-5000

or In person at your local branch office.
or Providing an updated email address within Online Banking

Computer Hardware, Software and Other Requirements.

By consenting to this agreement, you confirm that your Access Device meets the minimum specifications and requirements necessary to view and retain your electronic documents. To access your electronic documents using the Summit App , you need:

A mobile device with one of the two most recent publicly available major releases of the following operating systems: Android or iOS.
The Summit App installed onto your mobile device. (Download from Google Play or App Store)
An internet connection.
A printer and/or storage device if you wish to print or retain any electronic documents.

using a browser

An internet connection.
One of the two most recent publicly available versions of the top three browsers by market share.
A printer and/or storage device if you wish to print or retain any electronic documents.

Changes to System Requirements

Electronic Confirmation of Your Consent and Your Consent.

After you provide your Consent you will receive a confirmation of submission.

Acknowledging Your Access and Consent to Receive Materials Electronically.

To confirm to us that you can access this information electronically, please verify that you were able to read this electronic disclosure. Further, if you consent to receiving notices and disclosures exclusively in electronic format on the terms and conditions described above, please let us know by clicking the Accept button below.

Electronic Signature Consent.

I consent and agree that my use of a mobile signature pad, key pad, mouse or other device to select an item, button, icon, draw, or similar act/action while using any electronic service provided by POPi/o; or in accessing or making any transactions regarding any document, agreement, acknowledgement, consent, term, disclosure, or condition constitutes my signature, acceptance and agreement as if actually signed in writing. Further, I agree that no certification authority or other third-party verification is necessary to validate my electronic signature; and that the lack of such certification or third-party verification will not in any way affect the enforceability of my signature or resulting contract between myself and Summit Credit Union. I understand and agree that my eSignature executed in conjunction with the electronic submission of my application will be legally binding and such transaction will be considered authorized.

By clicking the Accept box, I confirm that:

I can access and read this Electronic CONSENT TO ELECTRONIC RECEIPT OF ELECTRONIC RECORD AND SIGNATURE DISCLOSURES document; and
Until or unless I notify Summit Credit Union as described above, I consent to receive through electronic means all notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to me by Summit Credit Union during the course of my relationship with you.